Not mine but this is actually what I did too.
I said I plan to charge back on my credit card. They threatened that if I did that, they can’t promise my account wouldnt be flagged.
I said “bet” and they removed the cancellation fee and cancelled the service.
It’s been roughly 8 years since I last paid for an Adobe subscription. The subscription period was over and yet they renewed it unilaterally. A whole year nonetheless.I called my bank, explained the situation, alleged scam and asked for a refund and to forever block any attempt from Adobe to charge my credit card. No only they agreed right away (which actually surprised me). They said that they have received a lot of similar request from other customers, all coming from Adobe.
Wow, I had no idea Acrobat Reader still exists. They charge €15,72 per month now apparently.
I just open pdfs in the (firefox) browser. Does most of what I need.
My company pays for it so we can edit pdf forms.
Sadly not many capable tools for that exist. Open for suggestions (Windows) though
Reader has always been free. This is for Pro which allows you to do manipulation of PDFs, not just viewing them.
I vaguely remember (but can’t find it right now) that the PDF format became open source at some point and free alternatives came out for PDF editing. And that was already back in the 2000s when people still printed documents (which is what PDF was originally meant for).
In modern times, every browser/OS can read PDF, every text editor can export to PDF, nobody prints physical documents and there are free alternatives – so why do they still exist and who is paying?
If you have a business like a law firm where it is VERY IMPORTANT that a PDF has certain qualities, free tools for PDF creation can be a big gamble, especially if you have to open a PDF that someone else has created and do changes to it. And the cost is pretty trivial compared to the cost of messing up.
This is why I use Privacy.com. Never use your credit card to go bareback on stuff like memberships or subscriptions. You can still cancel ahead of time, but if they put up any fight, you can walk away at any time.
Nintendo, patreon, bluehost, linkedin premium, adobe and Spectrum. Fuck all of y’all. Your dark patterns hose people.
Can I use Privacy.com outside the US?
I don’t think so. Canada does have similar services through some banks, IIRC.
Their support article says no, unfortunately https://support.privacy.com/hc/en-us/articles/360050917053-Can-I-use-Privacy-if-I-live-outside-the-US
Does it hit your credit if an bill or fee goes unpaid because the virtual card no longer exists?
I don’t believe so, because it never reaches your credit card. You spoof your credit card with a fake number. It can make the payments to privacy. Privacy hands the money to the sketchy client.
It’s basically a self-imposed Man-in-the-middle attack.
Ehen you destroy the man in the middle, your bank and the sketchy client have no means of communicating or can even “see” each other. Your money goes to privacy first.
Well yeah, there isn’t a company in the world that likes charge backs. Just be aware that by doing it you’re cutting off any possibility of doing business with that company in the future.
Your bank isn’t a fan of them either. So if you go on a charge back spree they’ll notice and could stop issuing them for you.
They may cancel your credit card or refuse to open new ones for you, but they can’t refuse to charge back transactions you dispute.
Half true. They will refuse charge backs if you keep doing them. I’ve seen them be refused on customer orders before.
How can that comply with federal law that customers are not liable for fraudulent purchases on credit cards?
No idea, man. I’m just providing my experience with it from when I saw it happen all the time at work.
I would imagine that it’s exactly because of the word you used. Fraud.
If someone is going on a chargback spree it’s going to look fraudulent from the customers end. So their would likely need to be some kind of evidence or back and forth with the credit card company. Since they are now the middle man taking money from companies and putting it back in a lowly plebs pocket.
Your bank isn’t a fan of them either
Fortunately there’s THOUSANDS of banks and Credit unions.
… And most of them share a black book.
Man you are really sucking the financial industry dick
You get a kickback for defending big banks?
Don’t shoot the messenger. They’re telling you how it works (and they’re right btw), that doesn’t mean they like it, much less that it’s their fault.
Thank you.
Am I, how? By being poor af and having experience dealing with banks personally and professionally?
Edit. I’m just letting you know how the shit works. You not liking it doesn’t mean anything. The banks don’t gaf about your inexperience.
How about switching to infrastructure where you have to push money to these companies instead of them pulling money from you? Use Monero.
The best thing is that you do not need some crazy cryptocurrency for this functionality. You can just use bank transfer.
Can’t like, both banks involved 100% see the transaction tho? That’s different from Monero where no one knows that
You can only revert a transaction if it leaves a paper trail.
Maybe I’m too dumb for this, but doesn’t it very much leave a trail? Enough for one party to at least go to their bank in a fake panic saying “help I accidentally sent money to this person please revert this”. Note that hasn’t ever happened to me or anyone I know so dunno if its even possible
Yes, they leave a trail. That’s why you can revert them, because the banks know that the transaction actually happened and how much it was for.
