Maybe I’m too dumb for this, but doesn’t it very much leave a trail? Enough for one party to at least go to their bank in a fake panic saying “help I accidentally sent money to this person please revert this”. Note that hasn’t ever happened to me or anyone I know so dunno if its even possible

Can’t like, both banks involved 100% see the transaction tho? That’s different from Monero where no one knows that

Does it have to look so… meaty?