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Joined 2 years ago
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Cake day: June 15th, 2023

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  • That’s very generous of you, but I would advise against doing this secretly, for a few reasons.

    First of all, the information needed to do this (like their loan account number) is considered personal financial information whose disclosure is protected. There is nothing preventing them from giving you the info willingly, but if you try and find it out without their knowledge you may be breaking the law.

    Also, technically any gifts between people who aren’t directly related are treated as income by the US government, and there is technically tax owed on it. And yes, paying off a loan would still count as a gift. The threshold to trigger tax on a gift is high ($19k for 2025), but the tax is the liability of the giver, not the receiver. Depending on how big the gift is, you could be inadvertently opening yourself up for scrutiny by the US IRS. But if you are open about the gift and plan it with the recipient ahead of time, you can also do all the required tax planning to make sure you don’t run afoul of the IRS.

    I don’t think I need to remind you that the legal climate regarding foreigners in the US on student visas is precarious right now. It would suck if your attempt at a secret gift ended up backfiring and ruining your plans for education in the US.









  • The election apparatus in the US is extremely hard to rig. It’s run by local officials, so in order to fix the counting of voters you need to get to thousands of individual county/city/town election boards, all at once. Those boards have members of all parties generally present on them so there is a fair amount of local oversight to overcome, too.

    There was a bit of time in the early 2000’s where the voting machines themselves were suspect but some good work by independant researchers shined some daylight on that. Now most votes in the US are either done purely by paper ballots (counted by machines) or on machines that generate verifiable paper trails, and are very hard to just casually alter the count without being found out.

    Republicans rig the vote by manipulating their media. Roger Ailes was one of Nixon’s media advisors during Watergate. The lesson he took away was that if the media didn’t hold Nixon to account, he would have never had to resign. Ailes went on to run Fox News in the mid-90s, and the rest is history.