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Check out “FIRE” (Financial Independence/Retire Early). It offers some great advice on how to escape the cycle.
You don’t have to work one more hour if you know how to tie knots.
excuse me also know how to calculate potential energy and momentum.
Im 40 so I have at most 10 years before I drop dead from overwork and underpay
The SSA has a neat Actuarial Life Table, which informs how long the average person of a specific age will live. As you get older, your average life-span actually increases, as we can now factor out that you didn’t die at 0, 1, 2, 3, 4…38, 39 years of age.
The average adult male, 40, lives until they are 77, female 81.
My dad died at 77, but I assure you he was extraordinary, rather than average.