There is a payment app/bank account in Europe who doesn’t need Google Play Services to fully works?
In Spain a lot of baanks offers paying apps, apart there are also a lot of free EU paying apps, eg.
You can find more in AlternativeTo, there you can filter also by the country of origen.
https://alternativeto.net/software/paypal/?license=free&origin=eu
Ty. Have you tested any of these? I’ve already read about taler but it was in alpha (or something like that)
I don’t use any pay apps, less because I don’t thist these, but I don’t thrust the privacy of mobiles with banking data. Apart I don’t need these, I have all shops, malls, banks and all what I need in a radio of less than 1 km arround my home. I always pay in the most private way, with cash. Anyway, If I need one day such app, probably I would use one of my bank, not a third party one.
This works for grocery shopping and so, but not so much for last-minute online transfers. You would need to physically move to your bank office every time you need to move money between bank accounts.
If I need one day such app, probably I would use one of my bank, not a third party one.
I think the issue is that many (most?) bank apps in the EU will simply refuse to work if your Android phone runs some custom firmware and/or lacks Google Play Services, as a “security measure”. Until not so long ago, my bank’s 2FA app crashed just because I was using a non-standard keyboard app… (now it shows a big red warning, but at least it doesn’t crash).
Was pleasantly surprised a few weeks back when Norway’s biggest bank app released a hotfix because their recent release had issues with GrapheneOS.
As said, I’ve the Bank and ATM at 5 minutes from home. No need of any app.
I’m a Sumeria customer and they do not offer an alternative to Google Pay, in fact their cards can be used with it. You can send money to sellers and individuals (much like Wero) but I have yet to meet any seller that accepts Sumeria payments.
I use OpenBank and they also provide their own nfc payments app on Android. It’s not a great piece of software, but it works and it successfully replaces Google Wallet for at least this part ( it keeps unselecting your card after every update).
Any of them available to eu nationals living abroad like britain or n. ireland
In the Netherlands, at least with ING, you can request standalone code reader and pay through any browser, like this:
thanks a lot, i am also an ing customer and not aware of that. do you mind explaining a little bit on how it works?
This scanner is for 2-factor authentication in the case that one does not want to use a phone app. When you try to log in, or pay online, the browser displays a unique QR code that the scanner is able to decode.
You would enter your pin into the scanner, scan the code, and the scanner displays a number. You then type that decoded number into a field under the QR code and your are let through.
It can be ordered for free here in the NL: https://www.ing.nl/particulier/digitaal-bankieren/mijn-ing/scanner
So, with this scanner as a 2FA method, the app is not needed. One can pay offline with a card, online with a scanner, and check account balances through any browser using the scanner to log in.
Thanks so much. This is really helpful :3
Try Curve. Or use SEPA.
Don’t you still need to use the bank app for the 2FA? at least in EU it’s becoming mandatory for banks to enforce some form of dynamic code verification, which often means you have to install a bank app for it. Which might not work on de-Googled custom firmware.
I’m a ČSOB (a local bank here in Slovakia) customer. Its 2FA app (SmartToken) checks for root, but not for unlocked bootloader.
Curve
How is it ranking privacy-wise?
Idk. They require your phone number, so make your opinion on that. They’re based in the UK though.
it’s like other big fintech, bad. The good thing is that works on GrapheneOS
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curve app works without passing safety net. Im not sure if it works without play services tho.
I am really pissed off because I use to be able to make payments with my phone using NFC just with the Deutsche Bank App, but they rolled out an update on 25th August and now it requires Google Pay and Google Wallet to function. Fuck that !
Don’t know, don’t care - I use cash… :-)
Which is useless for non-local stuff
Then use your plastic card instead of an app
Many people use to attach the card in the smartphone’s back to mimic the built-in NFC, that’s a good solution but sometimes you wanna check your credits and make some operations.
Your banks are way more secure or limited. Here we just log in. Maybe get a text for a code.
Which I do so rarely, that my simple Visa/Dankort easily handles that…
If you are in Spain you can use Bizum.
There aren’t many available. It all depends in the bank implementing the whole stack instead of relying on the gwallet. I think there is a few German banks I don’t recall the name and in Spain BBVA doing so.
As I don’t live in either countries, I’m using Garmin Pay for the lesser evil.
I think there is a few German banks I don’t recall the name […]
Maybe N26? Also, do you know Wero? (I’m reading the alternativeto page linked by the other user here.)
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I’m confused by the question. I use my French bank app without problem since day one on my Huawei.
You probably have a pseudo gplay version or microg
MicroG all the way, yeah. They had a version for the latest HarmonyOS on the week it was released in China.
Apkpure wasn’t super clear on the dependencies so I was not sure, but I just looked on Aurora Store and they have a delightful system to rate app compatibility. https://plexus.techlore.tech/ Gives you no GMS rating and a separate MicroG rating.
None of them require Google Play Services if you use their iOS app.
Good joke
No joke. Google Play Services isn’t even available on iOS.
Now if you would kindly tell me how to get those apps installed on a privacy respecting OS
Just use the App Store. Very few OSes as privacy respecting as iOS, certainly not we-pretend-to-be-open-source Android.
