Sure that explains the bottom gap, but the side gaps are the issue. I’ve never made eye contact with a grown man that’s crawled under my stall. I have made eye contact with someone walking by the stall door through the door crack.

Luigi comments also earned me a permanent ban. They’re handing them out like candy these days. I don’t know how they expect the site to survive when they ban so many users

Plus, at least here, if you lose your job the following happens:

• for 2 years you’ll get 80% of your previous paycheck (assuming you worked long enough to qualify, iirc 5 years. if not you get time deducted)
• at the same time as the end of your current employment you have the option to stop/reduce payments on the loan for a time due to special circumstances (technically not mandatory but not bank will give you a large loan without this added insurance, iirc interest will still accrue in this time essentially extending the length of the loan)

And that’s the difference. Here you just get to be foreclosed on.

So yeah with having reasonable social safety nets in place the idea is a lot more reasonable

Disagree, sure you can make more in the open market over time by getting another mortgage on a paid off home.

But that invested money means absolutely nothing if the market has a downturn and you lose your job. Now you’re on the hook to a mortgage you can’t pay and risk losing a place to live.

While on paper you can make more money, it’s very dumb to gamble with things you need to survive. And that’s all any loan is, a gamble that you will be in good health and have the means to pay it back.

At least in the US inheritance tax really isn’t a thing. It’s only a couple of states that do it, and for federal taxes the estate has to be very large. In 2025 the exemption is 13.99 million per individual from any estate taxes. I certainly have never had a family member with an estate anywhere near that size

It never was, ignoring how it enshrined slavery, the system it built relied on people acting in good faith. The idea that elected officials would always work to preserve democracy.

Now it’s evident that is not an appropriate system for checks and balances.

I trust them less

Fire red will always be my number one as it was my first game.

Otherwise it’s a hard choice between Sapphire and Heartgold. Both had great regions and lots to do.

My most played would be Diamond and it was good, but sinnoh was never my favorite region.