Even better, abolish all “transaction fees”, enforce a flat percentage rate only on purchases, no per transaction amount.

Means spending with your card is no more expensive than with cash. Where I work, we don’t accept cash and it has made the end of day so much faster when you don’t have to count cash (and find mistakes etc)

My boss once said, in front of all staff that it’s proven that more money doesn’t make people happy, and I suggested that we swap out paychecks. She laughed, nobody else did.