How long until you retire? If you’ve still got another thirty to forty years of wage slavery ahead of you then don’t worry about it. Just keep contributing and make sure to get all of your employer’s match, if any.

Maybe I misunderstood, but I thought the issue was with the follower approval feature. Apparently on Mastodon, users have the option to review all prospective followers. With this setting enabled, no one is supposed to be able to just follow your account with a click. You have to approve each one. Pixelfed wasn’t honoring this setting. I think it’s a bad feature that gives anyone who uses it a false sense of security.