• ORbituary@lemmy.dbzer0.com
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    2 months ago

    As if there wasn’t enough evidence that this shit was a fucking racket before. Now, saddled with shit we can’t remove - student debt being the worst - we’re subjected to this revamped and stacked rating system.

    • douglasg14b@lemmy.world
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      2 months ago

      Nah medical debt is definitely worse than student debt. Maybe not buy a total number of people affected, but just by the nature of it makes us so much more egregious.

      1. It’s involuntary, your life and well-being hinges on your health
      2. It’s not a metric that determines credit worthiness. You didn’t explicitly go out and get a loan to borrow money for some endeavor like school
      3. It’s often cripplingly massive
      4. It often builds up over time and becomes unmanageable as individual debts often have to be paid individually and minimum payments overlap to create unsustainable monthly burdens (ie. $100/m over 18 providers = $1800/m)