perhaps related to this?
https://www.health.com/vital-proteins-collagen-peptides-recall-2023-7510523

it’s your car now, not the bank’s. so you can reduce your coverage and lower your premiums. the higher rates are to make sure the insurance company doesn’t lower their profits when you drop the ‘full’ coverage.

go through their list of games on protondb to see if linux would be a good fit, it might not be, depending on their library.

you’ve got a nice ‘short list’ of distributions to evaluate. i’d recommend setting each up yourself on a spare system to see how ‘point and click’ they are in setting-up, running, and updating the games they play.

also keep in mind the more hoop-jumping and manual configurations you need to do, the greater the chance of something breaking–like during os or wine-related updates. those kinds of issues are the ones your friend will be relying on you to fix for them so you definitely want to minimize the chances of that happening.

i always look for the ‘guest’ checkout option. some merchants have it, and i’ll choose them over somewhere like azn if the price is reasonably close.